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Don’t get fooled

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Don’t get fooled

 You have just posted your mobile number and possibly your address (property listings) online. Although we take steps to stop people crawling the site to harvest numbers and email addresss, they can still do it one by one if they are determined to scam you.
 So be aware while you have a listing displayed that, although rare, you may get random texts or messages.
 The rule for safety is never pay unless you talk to the person over the phone and you are sure they are who they say they are. Never deliver good until you get paid.
 If you get paid by bank transfer or draft, make sure you clear the money before delivering the item.
All these rules apply in reverse to both parties but the key is to trust your better judgement

The Over Paid Scam is the most popular

How this Over Paid scam works

If you are selling something online or through classifieds ads, you may be targeted by a check overpayment scam.

The scammer will contact you, make you an offer—often quite generous—then send you a check as payment. The check will be for an amount that is greater than the agreed price.

Before the check has been cleared by your bank the scammer will contact you with an apology for the overpayment, offering a fake excuse. The scammer might tell you that the extra money was included to cover agent’s fees or extra shipping costs. Or they may just say they simply made a mistake when writing the check.

The scammer will then ask you to refund the excess amount—usually through an online banking transfer, pre-loaded money card, or a wire transfer such as Western Union—before you discover that their check has bounced.If you send any money, you will not get it back. If you have already sent the ‘sold’ item you will lose this as well. At the very least, the scammer will have wasted your time and prevented you from accepting any legitimate offers on your sale.

Signs to be careful
 Somebody makes an offer to buy something you have for sale and pays you more than the agreed price with a check.
 You are asked to refund the overpaid amount to a specific bank account or through a wire transfer.

Danger Signs

For buyers
 The classified ad promotes products, services or rental properties advertised at very low prices, often lower than comparable items advertised on the same and other websites.
 The seller claims to be unavailable (e.g. they are travelling or have moved overseas) and insists on payment prior to arranging for delivery of the goods.
 You receive a fake email receipt claiming to be from the website’s secure payment provider.
 When dealing with rental property, the ‘landlord’ won’t allow you to view the property and will ask for bond, rent payments or deposits in advance.

For sellers
 The potential buyer is willing to purchase your item without having viewed it in person – even if you are selling an expensive item such as a car.
 A potential overseas buyer is interested in purchasing your item despite it being a commonly available item in their home country (e.g. a car or a couch). Often the shipping costs would far outweigh the cost of the item itself.
 The buyer sends you a check for more than the agreed price, and then asks you to refund the overpaid amount.

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